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The phrase 'other boros (five boros)' in the MOS living area policy refers to which area?

The five boroughs of New York City

In this policy language, “boros” is shorthand for the boroughs of New York City. There are five of them: Manhattan, The Bronx, Brooklyn, Queens, and Staten Island. The phrase “other boros (five boros)” is pointing to that NYC geographic area as a whole, not to suburban counties, upstate counties, or the Albany area. So the area referenced is the five boroughs of New York City.

The suburban counties

The upstate New York counties

The City of Albany area

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